The Daily EO: September 10th, 2013

It’s fleeting sometimes:  https://thedailyeo.com/2013/06/17/the-daily-eo-june-15th-2013/ has been painted over.

I pulled up behind this vehicle off Highway 1 at Hastings the other day:

jeep

I thought to myself, another crazy Jeep owner, so proud to be part of the Jeep Cult. . . ure.  But I looked closer. . .

September 10th, 2013 Extra-Ordinary:  Love it!

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The Daily EO: July 15th, 2013

I recently decided to refresh our living room.  Well…. actually that is not true.  I decided to refresh my living room about 2 months ago, and only recently did something about it recently.  Which was posting our existing furniture on Craig’s List.   A nice young couple decided they wanted our coffee table, but didn’t have a car and asked me to deliver.

Well, considering I asked $100 for a table – ad they agreed to – that I thought I would only get $50 for, I didn’t have a problem dropping it off.  It was only across downtown a bit.  So, after they came to our place to see it, we agreed we’d meet at their house in half an hour.  They took the bus, so we beat them there.  Just for the record – we couldn’t drive them because the car was full of coffee table.  We aren’t bad people!

Anyways, while we sat in our car outside their apartment in the West End (where there is no parking), we noticed a couple standing on the sidewalk eating grapes together.    They looked a bit impatient but were just generally chilling eating their grapes.  It seemed weird.

As we watched them a little longer, we realized they were waiting for something or someone.  And then it finally dawned on us what they were doing there.

July 15th, 2013 Extra-Ordinary:  We aren’t on the ferry, people!   Leave a little space.

photo 1 photo 2.

The Daily EO: May 14th, 2013

My brother is very much like my parents and in some ways like me, but mostly just like him.  He is particular, careful, precise, fastidious, and a planner.  He thinks that I am sloppy, careless, chaotic and something like a hurricane or tornado.  Those who know me and don’t know him do not understand how someone as plan focused and organized could be considered any of these things.  But I must tell you, in comparison it is true.  If you want something done exactly and painstaking correctly and carefully, you ask my brother.  If you want it taken care of on a well thought out and exacting plan, ask my brother.  If you have multiple competing deadlines, chaotic frenzy that needs sorting and a plan for just getting through – you ask me.  And don’t complain about the state of my desk in the meantime.

I tell you this because it was my brother Todd who spent hours vacuuming my car when the window was smashed.  He spent a lot of time picking out the glass, moving the seats around for better angles and looking for the shining bits.  I was thinking “C’mon already, that is enough!  Let’s go!” – too much energy was already spent on this smash and grab.

But he persisted.  And yet over the last couple of months, I find this every now and then:

securedownload

I show you this, not because I want to say a careful man did a bad job, but to show how it is impossible to get all the bits of glass out of a car.  If the world’s best can’t get it all, nobody can.

May 14th, 2013 Extra-Ordinary:  Sparkling memories which are not all together welcome.

 

The Daily EO: March 25rd, 2013

I am usually in my car at 7 am every morning to head to work.  Maybe a little later, but around that time.  I have spent a lot of time in my car in the last 12 months.  Mostly reading maps and and figuring how long we were from our next stop in Saskatchewan.

And now I spent about an hour a day in that car as I commute to work.

Of late, I have spent too little time in bed before getting into the car again, so that has caused me to spent too much time wasting money in the Starbucks drive-thru line at Cordova and Powell.

I hate sitting in that line for 3 reasons:

  1. I am wasting money on tea that I could easily have made at home, but was too lazy to do so
  2. I am burning minutes that I could be in transit to work which is why I got up so early in the morning in the first place
  3. My car has an annoying rattle when it idles, and I am embarrassed by it

On this Monday when I got in, I blearily mentally reviewed what I was tackling when I got into work this week.

Despite my best intentions, my occupied brain didn’t notice when my hands turned left into the Starbucks.  Again.  Sigh.

March 25th, 2013 Extra-Ordinary:  No rattle in my car because my husband fixed it on Saturday.  Ah, the Sounds of Silence.

The Daily EO: February 21st, 2013

Do you remember when gas $.59/litre?  Do you spell litre as “liter”?  If no to both, then you’re probably not Canadian or you’re too young to be up this late reading a blog.

I have never commuted far distances in my life, so in the last six months, I have visited the gas station much more frequently then I have been accustomed to.  And I drive a Honda Fit, so really my stops there about once a week, but that is about 3 times more than I normally used to go.

I remember when gas was $.59 and $.49 and $.39 even.  For the $.39 I wasn’t legally able to drive, but I remember seeing the numbers.  I also remember when gas hit $.99/litre.  Unfortunately, I was in automotive industry at the time – making vehicle accessories for credit happy Americans driving gas sucking behemoths.  When gas costs $.99/litre, people tend to stop driving Hummers, huge trucks and other type vehicles.

But they adjusted and the truck market somewhat recovered.  And like you all – I’d abruptly stop and make a u-turn if I saw a station advertising $.99/litre.

February 21st, 2013 Extra-Ordinary:  How many things that seemed outrageous just a couple years before become desired and mainstream?  I ponder these things while I sit at the pump paying a $1.29/litre celebrating my good deal on gas.

The Daily EO: January 29th, 2013

I get riled up over certain types of injustices.   And I recognize while writing this, that the “injustices” in my world that I get riled up over are minor and not worth considering when compared to the injustices suffered by much of the world.  I do get that, but when something is in my face, impacting my family, friends or team members, I get nuts about it.  And if it affects my husband – watch out!  I become absolutely insane.

When I returned to BC – after being born and raised here – I had to get car insurance.  Unlike other provinces, car insurance is only offered by the Insurance Corporation of British Columbia (ICBC).  Privatization versus government agency?  I don’t know which is better really – but the drawback to ICBC is that you cannot “take your business elsewhere” if you don’t like the costs, options or service.

In purchasing my car insurance here, I was able to provide 7 years and 8 months of claims free history from my insurance companies in Ontario.  As well, I had 7 years of claims free history prior to my move.  This claim free history – which I have EARNED – resulted in getting the maximum discount of 43% (and 53% of the “optional portions” like comprehensive, etc).  That is good, because I live downtown Vancouver – the highest insurance zone in the province.

My car was broken into at the end of December:

This cost me = $300 (window deductible for ICBC) + $500 (tenant insurance deductible) + ~$150 (increase in tenant insurance due to losing my 10 year claim free status) = $950

This cost the insurance companies:  $170 (balance of window deductible for ICBC, much of which is HST that is going to the government anyways) + $500? (because Intact insurance STILL has not settled my claim) – ~$150 (that Intact is going to be getting from me through higher premiums) = $520

To recap:  Criminal Activity that WAS NOT MY FAULT resulted in me “sharing” the cost with the insurance company 67%/33% – that doesn’t even factor in the premium I paid in the first place.  And 1 month later, the Intact Insurance still can seem to figure out how much an LG Optimus cell phone is worth.  (um, google it, people, they have the internet on computers nowadays).

During this whole thing, ICBC sent me a letter saying that my premium was miscalculated and I now owe them $370 more dollars because I am a “new resident”.  No, I was born and raised here, but happened to live in Ontario for 10 years.  But no, now my insurance discount can only be 40% both mandatory and optional regardless of my risk as a driver.

Turns out that ICBC says if you leave for more than 8 years, your BC heritage is erased.

Does that make me upset?  No, it makes me CRAZY!

I called them.  I escalated my complaint.  I told them that I was being geographically discriminated against!  I am a Canadian citizen that has lived in Canada my whole life!  Apparently “in a couple of days” they will send me the link to send a letter to the “Fairness Commissioner”.  That was 2 weeks ago.   Thanks so much, ICBC.

And what can I do about it?  Nothing – because it is fiscally irresponsible to not have insurance and there is only one company for car insurance.   It just takes one distracted moment to severely injure someone and one random event to lose my entire home.   So, I will fight this “I’m not a returning resident” classification with ICBC, but continue to pay premiums.

Insurance companies are in it to make profit.  And it is in their best interest to delay claims, build loopholes, and increase premiums.  It doesn’t matter if it is private personal firm in Ontario, a governmental agency, WSIB, WorkSafe BC, pet insurance, health insurance (when was the lat time that your glasses only cost $200?) etc – if you are paying a premium, there is some sort of loophole to maximize the premium.

January 29th, 2013 Extra-Ordinary:  I’m fighting this – I am not paying ICBC extra.  They don’t get to make arbitrary rules not based on actuarial data.

See G.? – I didn’t write about it.

 

 

 

 

The Daily EO: October 1st, 2012

Sometimes I drive erratically.  I make quick right turns, pull u-turns, move speedily into another lane, drive significantly under the speed limit, switch back and forth between lanes, hammer on the brakes, and occasionally use my hand-held device.  I do hope ICBC is not reading this, but these things are true.

October 1st, 2012 Extra-ordinary:  I wish I could have my Ontario plates back so people know I am learning, not a yahoo.  I’m trying people – this place is hard to get around in even if I have a map on my phone.